{"id":82,"date":"2026-10-08T09:00:00","date_gmt":"2026-10-08T09:00:00","guid":{"rendered":"https:\/\/www.desertlist.com\/blog\/?p=82"},"modified":"2026-10-08T09:00:00","modified_gmt":"2026-10-08T09:00:00","slug":"us-buyers-navigate-14-month-cost-high","status":"publish","type":"post","link":"https:\/\/www.desertlist.com\/blog\/2026\/10\/08\/us-buyers-navigate-14-month-cost-high\/","title":{"rendered":"US Buyers Navigate 14-Month Cost High"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/arturo-duran\/mortgage-costs-high-0a00\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Navigating today&#039;s real estate market takes focus and clear information\u2014especially with buyer costs reaching a 14-month high by late Q3. The typical monthly payment now sits at $2,600, driven by climbing mortgage rates and steady median sale prices. With the national median home-sale price up about 2% year-over-year to approximately $399,000, affordability remains a real challenge, and we\u2019re seeing pending sales stay flat month-over-month and lower compared to last year.<\/p>\n<p>Mortgage-purchase applications have ticked down slightly, and while new listings dipped due to holiday timing, they\u2019re still modestly above last year\u2019s numbers. What stands out is how much seller strategy matters right now\u2014about 21% of active listings have cut prices, and sharper, realistic pricing is proving to attract more attention, while overpricing tends to create hesitation among buyers.<\/p>\n<p>On the inventory front, there\u2019s some positive movement: active supply has increased roughly 2% year-over-year to 1.5 million homes, bringing us close to four months of inventory\u2014still not a fully balanced market, but heading in the right direction.<\/p>\n<p>In times like these, honest guidance and local insight make a real difference. My approach is always centered on making your experience as smooth and informed as possible, whether you\u2019re buying, selling, or investing.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Navigating today&#039;s real estate market takes focus and clear information\u2014especially with buyer costs reaching a 14-month high by late Q3. The typical monthly payment now sits at $2,600, driven by climbing mortgage rates and steady median sale prices. With the national median home-sale price up about 2% year-over-year to approximately $399,000, affordability remains a real [&hellip;]<\/p>\n","protected":false},"author":113,"featured_media":83,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-82","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.desertlist.com\/blog\/wp-json\/wp\/v2\/posts\/82","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.desertlist.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.desertlist.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.desertlist.com\/blog\/wp-json\/wp\/v2\/users\/113"}],"replies":[{"embeddable":true,"href":"https:\/\/www.desertlist.com\/blog\/wp-json\/wp\/v2\/comments?post=82"}],"version-history":[{"count":1,"href":"https:\/\/www.desertlist.com\/blog\/wp-json\/wp\/v2\/posts\/82\/revisions"}],"predecessor-version":[{"id":84,"href":"https:\/\/www.desertlist.com\/blog\/wp-json\/wp\/v2\/posts\/82\/revisions\/84"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.desertlist.com\/blog\/wp-json\/wp\/v2\/media\/83"}],"wp:attachment":[{"href":"https:\/\/www.desertlist.com\/blog\/wp-json\/wp\/v2\/media?parent=82"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.desertlist.com\/blog\/wp-json\/wp\/v2\/categories?post=82"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.desertlist.com\/blog\/wp-json\/wp\/v2\/tags?post=82"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}